Is car insurance mandatory in Nuevo León?
Yes. Since 2019, liability car insurance has been mandatory throughout Mexico. This insurance covers damages you may cause to third parties in an accident. Driving without insurance can result in fines and vehicle impoundment.
Types of coverage
Liability (Responsabilidad Civil)
The basic and mandatory insurance. Covers damages to third parties (people and property) in case of an accident. Does not cover damage to your own vehicle.
Limited coverage
Includes liability plus protection against total theft and natural disaster damage.
Comprehensive coverage
The most complete protection. Includes all of the above plus material damage to your own vehicle, roadside assistance and medical expenses.
How much does car insurance cost in Nuevo León?
The cost varies based on:
- Vehicle type: Make, model and year
- Coverage chosen: Liability, limited or comprehensive
- Driving zone: The Monterrey metropolitan area has specific rates
- Driver history: Age, experience and claims history
As a reference, liability insurance for a sedan can cost between $3,000 and $6,000 MXN per year, while comprehensive coverage can range from $10,000 to $25,000 MXN per year.
How to get insurance quotes with RegioPlacas?
RegioPlacas works with authorized insurance brokers to offer you quotes directly from the app:
- Open the app and select your vehicle
- Go to the insurance section
- Receive quotes from different insurers
- Compare coverage and prices
- Purchase directly
Tips for choosing good insurance
- Don't just go for the lowest price — Check what each policy actually covers
- Verify the insured amount — It should cover at least the commercial value of your vehicle
- Check the deductible — A low deductible means higher premiums but less out-of-pocket expense in case of a claim
- Roadside assistance — Very useful in the Monterrey metropolitan area
Keep your insurance up to date
With RegioPlacas you can enable alerts that notify you before your policy expires. Never drive without coverage again.